7-Step Guide
Getting Insured — How It Works
Our streamlined 7-step process makes getting the right insurance coverage simple,
transparent, and stress-free — from initial consultation to ongoing support.
Initial Consultation
- We understand your needs, assets, and risk exposure
Coverage Assessment
- Evaluate coverage needed, legal requirements, and risk factors
Quote Comparison
- Shop multiple insurance carriers to find the best coverage options
- Assist to modify coverage and deductibles to meet your needs
Policy Selection
- We explain coverage details, deductibles, and exclusions clearly
- Recommend adjustments to best fit your needs and budget
Application & Approval
- We handle all paperwork and submit your application
Policy Issuance
- Your coverage becomes active — you're fully protected
Ongoing Support
- Policy updates, claims support, and annual reviews — we're always here
Personal Coverage
Personal Insurance Services
Comprehensive personal coverage for individuals and families — protecting your vehicles, home, belongings, and more.
Homeowners / Property Insurance
Landlord / Rental Property Insurance
Boat / Watercraft Insurance
Motorcycle / RV Insurance
Business Coverage
Commercial Insurance Services
Protecting your business assets, employees, and liabilities with tailored commercial insurance solutions across all industries.
General Liability Insurance
Commercial Property Insurance
Business Owner Policy (BOP)
Commercial Auto Insurance
Professional Liability (E&O)
Cyber Liability Insurance
Commercial Umbrella Insurance
Ongoing Services
Policy & Claim Support
Our relationship doesn't end when your policy is issued. We provide continuous support to ensure your coverage stays current and your claims get handled right.
01
Insurance Consultation & Needs Assessment
In-depth review of your exposure, goals, and coverage gaps
02
Carrier Comparison & Quoting
Shop across multiple carriers to find the best rate and coverage
03
Policy Review & Coverage Analysis
Identify gaps or overlaps and ensure your policy fits your needs
04
Endorsements & Policy Changes
Update your policy as your life or business evolves
05
Renewal Management
Proactive renewal review to keep you protected year after year
06
Claims Assistance & Guidance
We guide you through the claims process from start to finish
What Makes Us Different
Why Choose BS Realty
We're more than an insurance agency — we're your trusted partner for real estate, mortgage, and insurance, all under one roof.
One-Stop Solution
Real estate + mortgage + insurance — no need to deal with multiple providers.
Customized Coverage
Policies tailored to your specific needs, risk profile, and budget.
Competitive Rates
Access to multiple carriers means you get the best pricing available.
Ongoing Support
We're here long after the policy is purchased — updates, claims, renewals.
Ready to get covered?
The Right Coverage Starts with a Conversation
Our licensed agents will find you the best protection at the best price.